Will you make the deadline? Early WarningBecause of the combination of a spike in demand and restrictions in working practices, the national average conveyancing transaction time is now nearly 5 months. That means that any property transaction that is not already i…

Help us to help you - the application process As everyone continues to navigate through these unprecedented times, we have been reflecting on how, as a lender, we can make things easier for you and your customers. Our mission is to help give everyone a safe place to call home, and we therefor…

Let's help customers find a safe place to call home Now, more than ever, borrowers need a lender that can react and respond to the financial complexity that we all face. The COVID-19 pandemic has had a significant impact on existing and potential homeowners in the UK via its effects on the countr…

VIDA and CRISIS Vida has taken the next step towards its mission of helping everyone find a safe place to call home with the announcement of a three-year partnership with Crisis, the national charity seeking an end to homelessness. Vida is committing to dona…

Vida Flex Case Study: How Mr & Mrs Howard used Flex Vida Flex is a great option for all BTL Landlords. Whether they're first-timers, or professional landlords, Flex gives investment flexibility to landlords – they can sell or refinance after 3 years without charge, rather than wait 5 years. It has…

Vida Flex – fix for 5 years, leave after 3 with no ERCs The events of 2020 have been challenging for all of us and continue to be so. Here at Vida we have taken the opportunity to stand back from the market for a moment, invest in our people and technology and come back with a better proposition that he…

Wow – what a welcome back to the market! I always enjoy stepping back and taking time to reflect, so that I can learn and improve if I need to. The same applies to my colleagues at Vida; we are a friendly and open bunch, so flexibility is in our nature.When I look back at the last two weeks and…

Meet MILO! - the digital concierge who is ready to help at any stage of the mortgage journey. Once we had built the natural language processing system – the ‘brains’ of our new chatbot – we saw an opportunity to bring this new technology to life by creating a character we could use to tell our story to intermediarie…

How the Funding Skyline has changed within the specialist lending market May you live in interesting times, so the saying goes. Well, things haven’t been this ‘interesting’ in the mortgage market since the financial crisis back in 2008. If you’d told me we’d have everyone from Lloyds Banking…

Delivering Quality Service in Difficult Times Whilst 2020 was always going to be one of those milestone years, I don’t think anyone could have predicted that it was going to go down in history as one of the greatest challenges that every business in almost every sector across the glob…

Vida’s new website – built by you The events of 2020 have given us the opportunity to make a fresh start, invest in our people and technology and come back to the market with a better proposition that helps more people with a wider range of needs. Our new website is a good example…

Vida returns to market to change mortgages for good Vida has today made a full return to the intermediary mortgage market, celebrating a new start for the specialist lender following its recent successful £350 million securitisation deal in July. The relaunch sees the lender offering…

Vida – changing mortgages for good! Now, more than ever, today’s borrowers need a lender that can react and respond to the financial complexity that we all face.Life is never a straight line. At Vida we know that for many ordinary people, life can get a little crazy and doesn&rsq…